Mortgage Pre-Approval: Know Your Budget Before You Buy

Shop with Confidence. Avoid Surprises.

Before you start searching for your dream home, it's important to know how much you can comfortably afford — and what a lender is likely to approve.

A mortgage pre-approval is more than just an estimated borrowing amount. I take the time to review your income, credit, existing debts and down payment to help establish a realistic purchase budget and identify potential financing challenges early.

Here's what we'll review together:

• Your estimated mortgage qualification and maximum purchase price.

• Down payment requirements and available financing options.

• Monthly mortgage payments and overall affordability.

• Income verification, credit history and existing financial obligations.

• Documents required to support your mortgage application.

What Happens After You're Pre-Approved?

Depending on the lender and mortgage product, you may qualify for a rate hold of up to 120 days, helping protect you against potential interest rate increases while you shop for a home.

A pre-approval is not a guarantee of final financing. Your mortgage will still be subject to lender approval, property eligibility, satisfactory documentation and any outstanding conditions.

My goal is simple: to help you understand your financing before you make an offer, so you can move forward with greater confidence.

Ready to Get Started?

Apply online from the comfort of your home and receive personalized mortgage guidance throughout the process.

Your first step toward homeownership starts with a conversation.