1. Book a call or email me
No obligation consultation.

Looking for a trusted Mortgage Broker in Stratford, Perth County, or anywhere in Ontario? You've come to the right place.
My name is Rachelle Czartorynskyj, and I have been helping clients secure mortgage financing for more than 25 years. As an independent Mortgage Broker, I have access to hundreds of mortgage products from banks, credit unions, trust companies, alternative lenders, and private lenders, allowing me to find solutions for a wide range of financial situations.
Mortgage Solutions for Every Situation
Whether you are a first-time home buyer, purchasing your next home, refinancing an existing mortgage, consolidating debt, renewing your mortgage, investing in real estate, or looking for private financing, I can help you explore the options available and secure the financing that best fits your needs.
Experience Matters Mortgage
One of the most common mistakes I see is buyers relying on a simple bank pre-approval only to discover later that they do not qualify for the financing they expected. My approach is different.
I take the time to review your complete financial picture, explain all available options, and provide realistic guidance so you know exactly what you qualify for before making an offer on a property.
This proactive approach helps eliminate surprises and gives you confidence throughout the home-buying process.
Today's mortgage process is faster and easier than ever. My business is designed to operate efficiently online, allowing clients across Ontario to apply from the comfort of their home, upload documents securely, and receive expert advice quickly.
Whether you are located in Stratford, St. Marys, Mitchell, Tavistock, New Hamburg, Kitchener-Waterloo, London, or anywhere in Ontario, I can help.
No obligation consultation.
Fast and Secure application that takes as little as three minutes to complete.
I will get back to you with all of your options, so you can confidently move forward.

Much of my business comes from repeat clients and referrals, something I am incredibly grateful for. My focus has always been on providing honest advice, responsive service, and long-term support—not simply completing a transaction.
Outside of my mortgage career, I am also the founder of Hearts 4 Paws Senior Cat Rescue. Giving back to the community is important to me, and a portion of every mortgage commission helps support animals in need.
If you're looking for an experienced Mortgage Broker who will take the time to understand your situation and guide you through your options, I would be honoured to help.
Contact me today for a free mortgage consultation or mortgage pre-approval, and let's discuss how we can achieve your homeownership and financial goals together.
Read my Google Reviews and client testimonials to see why homeowners across Ontario continue to trust me with their mortgage financing needs.
Fast Communication & Approvals
great pricing and industry low fees
Our clients recommend us
Rely on our experience

I work with a network of experienced and reliable Realtors® who are dedicated to helping you navigate the home buying and selling process with ease. Whether you're a first-time homebuyer or looking to sell, my trusted partners will guide you every step of the way, ensuring a smooth and successful experience from start to finish.
Need more help? Have a question? Please feel free to contact us and I would be happy to go over things with you.