Your ONLINE Mortgage Broker for Stratford and across Canada.

Unlike the banks, I specialize in one thing only and that’s your Mortgage. I work business banking hours Monday through Friday 9am to 5pm
to ensure you get the fastest approval possible. Whether that be through a Bank, CMHC or a Broker exclusive mortgage company.

No waiting in line, or having to book an appointment with your banker and then waiting even longer for your approval. To ensure super fast service, I do all my pre-approvals or approvals over email, phone or fax while I am directly working with the lenders on your behalf. Once I have your approval I email it to you for signing along with a list of items we need. On closing you will do the final signing at your lawyer’s office.

Apply online 24/7 – receive a fast response on pre-approvals and I can tell you within 10 minutes over the phone what you qualify for. 

Also through my Real Estate Brokerage, Rachelle Czartorynskyj Estate Brokerage, I will recommend a reputable Licensed Real Estate Salesperson that will work closely with you to help you with your home search.


Rachelle Czartorynskyj AMP, CRMS
Mortgage Broker
Verico The Mortgage Wellness Group Ltd. 11970
Voted Stratford’s Favourite 2013, 2014, 2015
Member of the Better Business Bureau

Contact Numbers:
Mobile: (519) 801-9889
Toll Free: (866) 592-0516
Fax: (866) 407-5702
Business Hours:
9am –5 pm Monday to Friday Saturday, Sunday & Holidays – Closed

I’ve been in the Mortgage Industry for over a decade and encountered about every circumstance you can imagine. I have dedicated my focus on creating exceptional client experiences and building long term relationships. My “out of the box” philosophy ensures that every unique situation is met with unparalleled industry expertise and an unwavering commitment to service. It would be a pleasure to discuss how I can be helpful to you, whether in Stratford or beyond!

Frequently asked Questions before applying:

Q:Why is everything done online, by phone, email or fax?
A: Because I have been in the business along time, I am well known for my services across Canada. I have a very high volume of business at any given time so I find the fastest way to get approvals out and files complete is if I am at my desk working directly with the lenders. And in this market if you are purchasing you definitely need your financing fast…

Q: What type of lenders do you work with?
A: I work with the Top banks, Broker Exclusive lenders, Finance Companies (B Lenders) and Private Lenders. This ensures I have options for all circumstances, credit types for purchases, refinances, debt consolidations and 2nd Mortgages.

Q: Do we have to meet to get a pre-approval?
A: It takes about 10 minutes to fill out the online application and I will get back to you as soon as possible to advise you on how much you will qualify for and how much you require as a down payment. If you qualify through a bank or A lender, it takes roughly 1-3 days to provide you with a 120 day rate lock in and pre-approval certificate. But I can advise you on what you qualify for right away based on my experience.

Q: What kind of fees are involved?
A: Generally if you qualify through a Bank or Broker Exclusive A Lender, they pay me so there is no fee you have to pay. If you do not qualify and we have to go through a Finance Company, B Lender or Private Lender, there are Lenders and Broker fees involved. Depending on if its a purchase or refinance, often these fees can be covered in the mortgage.


Stratford Ontario, the home of the Stratford Festival Theatre
Our community welcomes you

City of Stratford | Stratford Festival Theatre | Education & Schools | City of Stratford Transit | Stratford Online Business Directory | Live in Stratford Ontario | Stratford RestaurantsStratford Accommodations |

Looking for affordable qualify living in a “rich” environment? A Stratford Mortgage Broker can assist. Just because the town is rich in culture doesn’t mean  your house price has to be. Stratford Mortgages and Housing affords you beautiful year round scenery. Contact a Stratford Mortgage Agent to escort you around the city to take in the many areas that this local gem has to  offer.

The City of Stratford, with a population in excess of 30,000, is the artistic  hub of Southwestern Ontario.  Located in Perth County, Stratford, Ontario, which  lays nestled in between London and Kitchener, giving it access to the 401  highway as well.  All this gives homeowners the comfort of a small town environment with big city amenities close by.  With all this, Stratford Real  Estate is a great deal made even better with the assistance of a Stratford  Mortgage Broker and Stratford Real Estate Broker.

A Stratford, Ontario home gives you the buyer access to diverse city rich in culture and history.  The shopping and dining options in Stratford, Ontario are as diverse as they are exquisite.  Don’t miss the great experience of the vibrant down town, which definitely offers the best of both worlds. It is also  here that you will find the historical Avon Theatre which houses plays for the  annual Stratford Festival.

The annual Stratford Festival of Canada is the crown jewel of this great  city.  The Annual event which is celebrating it’s 55th year, runs from April to  November, attracting over 600,000 visitors each year.  World renowned actors  such as Kevin Spacey, Colm Feore,  Sarah Polley, William Shatner, Christopher  Plummer and Eric McCormack have performed or attended.

Stratford, Ontario offers may parks and recreational activities.  There is  many sports for youths and adults alike with Soccer, Baseball, Softball and Hockey available.  Stratford, Ontario is also home to the Stratford Cullitons  Junior B hockey team.  The Cullitons are steeped in tradition for having a great hockey program that is competitive every year, and has won many  Championships.

Homeowners in Stratford, Ontario can take advantage of many services offered  by the city.  A Bus Transit route to get around the city.  Stratford also  circulates a local paper, The Beacon Herald, to keep up on community events and  local news.

Stratford, Ontario and nearby Shakespeare, (aptly named for the Shakespearian  influence in Stratford), is also a favorite for Day Trippers due to the scenic  routes and the large antique community located in the area.  Or if golf is more  your passion, take advantage of the Championship Course that the Stratford  Country Club has to offer.

Call today for the best rates on your Stratford Home Mortgage.  Whether you  are buying your first home, upgrading an existing home a Stratford Mortgage Broker can help.  Looking for rental/income properties or refinancing for  renovations or debt consolidation, a Stratford Mortgage Broker will  provide world class customer service, while getting you the best deal available.  Stratford, Ontario is a great place to raise a family with all it has to offer.   Contact your Stratford Mortgage Broker today for a free consultation to  help make your dream of home ownership a reality.

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